Many people never think about being unable to work, but it can happen to anyone. You could be involved in a car accident that leaves you unable to work. You may be hurt as a result of falling. Or you may develop a condition or disease that limits your ability to work. What would happen to you in these instances? 
For many men and women, the thought of being unable to work brings up worry and concern. It is because of these risks that everyone should consider the value of having Income Protection or Disability Insurance. It can be that safety net you need to have peace of mind financially.
Who Needs Disability Insurance?
Health insurance is something you likely do not overlook. You know the risks are there that you’ll need to go in to see the doctor, or your child may fall off his or her bike and need care. Yet, health insurance is not enough. While it can help to cover your medical bills, it does not help in covering your time lost at work or your long-term disability needs. For that, you need a policy specifically designed to minimize these risks.
Disability insurance is truly necessary for all people. It is especially important for individuals to consider long-term disability insurance, which can help you in events where you are out of work for several months or years. It can help you to have the income you need during this time. Did you know that about 70% of all people that apply for Social Security Disability are denied. So, relying solely on Social Security disability to provide you an income in case of a disability is not realistic.
Because the financial risks of becoming disabled are very worrisome, it is a good idea to speak with Brokerage Solutions, Inc., about the advantages of this type of plan. With it, you can have peace of mind knowing that many of your financial obligations will be taken care of if you become disabled and can no longer work.
Protect your future. Call Brokerage Solutions, Inc. at 319-393-9410 for more information on disability insurance.